What makes us different:
Loan Size
Up to $150k
Fast Turnaround
Funding in 3 days
Low Payments
Terms up to 12 years
White Glove Service
24/7 to a real human
Financing for every stage of your career
With a wealth of experience in financing medical professionals including Doctors, Dentist, and Vets, you can count on us to deliver the optimal solutions to your needs.
Amplify
Optimize your cash flow to enhance your competitiveness.
Broaden
Grow customers and expand revenue streams by adding services and locations.
Cultivate
Acquire a business, buy out a partner, or buy into a group.
Specialized, Simplified & Reliable Solutions Customized To Suit Your Unique Circumstances
Save time with our hassle-free funding process designed for medical professionals.
1.Prequalify
Enter basic information without hurting your credit and get prequalified within minutes.
2. Assess
We will review your application, gather documentation and work on final approval within 48 hours.
3. Fund
If approved, we will send your customized loan to you for e-signature and fund the same day.
FAQ’s
What can my loan be used for?
Business Loans can be used to cover any business purpose including but not limited to practice development (supplies, working capital, purchasing medical equipment and technology), expansion (i.e., opening a new office or hiring additional staff), and acquisition (i.e., group buy-in or partner buyout).
Will a 4fiMD Loan affect my personal credit?
No. Applying for a loan will not impact your personal credit. We only perform a soft pull of your credit when you apply, so your score will remain intact. After you’re funded, your 4fiMD Loan will not be reported to the credit bureaus. However, if your account becomes delinquent, we can report the delinquent trade line to the bureaus.
Is a business loan the same as a Doctor or Physician Loan?
A business loan is a loan that meets the business financing needs of a practicing physician.
What equipment can I purchase with a business loan?
With a business loan, you’re able to purchase or replace various types of equipment, including but not limited to:
- X-ray imaging equipment
- Exam tables and patient chairs
- Diagnostic and surgical equipment
Whatever your practice needs to thrive, you can depend on our financing to support your success.
How long is the repayment period for a business loan?
Business loans can be customized to fit your financing needs. Repayment terms of up to 12 years, which can significantly lower your monthly payments and boost your cash flow.
Will my student loan debt affect my ability to take out a loan?
Yes, total debt including student loans are factors in credit decisions. But if your student loans are deferred we will take that into consideration as well.
Do I need to have an active medical license?
Yes, we require that you have an active medical license to receive funding.
What does 4fiMD look at when approving me?
4fiMD considers many factors including credit and income you provide at the time of your loan application.
Are there any practice revenue requirements to qualify for a loan?
No, we evaluate both personal and business income, among other factors, to make a loan decision.
Is there a minimum requirement for the number of years I should be in practice?
No, there is no minimum requirement.
Are these business loans secured or unsecured?
Our loans are secured loans. For commercial loans, 4fiMD files a lien on the business via a Uniform Commercial Code (UCC) filing.
Is the interest rate on the loan fixed or variable?
The interest rate is fixed.